Loan Calculator

I grew up with parents who instilled the value of real estate to me. Unfortunately, I purchased a house before the housing boom & bust in the mid 2000's.

Along the way, I began to think a lot harder about the value of money and the cost of borrowing. I began to play with some charting tools explore the technology itself, as well as the dynamics of loan parameters (value, percentage rate, payoff rate, etc). The result is this chart. Enjoy.

In the meantime, the NY Times published an Interactive about Whether it is Better to Rent or Buy?

A figment of

Afomi is the digital sandbox of Ryan Wold. This site, like myself, is a work in progress. I am always evolving it to better share my inspirations and aspirations.


Ryan is a systems-thinking Product Developer and Designer who practices agile, test-driven, and lean software delivery, while solving problems with people.