What is the Total Cost of a Loan?

This is a Google Chart exploring the total cost of a loan. Edit the Loan Details and Payment Options to see how it affects the life of a Loan.

Loan Details

Initial Balance:

Purchase Price:

Interest Rate:

Length of Loan (in Years):

Payment Options

Escrow Amount:

Additional Principal:

Monthly Payment Details


Payment + Escrow:

Payment + Escrow + Principal:

Show First:
Show Second:

The Base Loan Payment is the minimum amount to pay each month.

Programmatic Schedule of Payments

Disclaimer: Don't bank on this.

Period Balance Payment Principal Total Principal Interest Total Interest

A figment of

Afomi is the digital sandbox of Ryan Wold. This site, like myself, is a work in progress. I am always evolving it to better share my inspirations and aspirations.


Ryan is a systems-thinking Product Developer and Designer who practices agile, test-driven, and lean software delivery, while solving problems with people.